Want to put solar panels on your roof — owning them outright rather than having to lease from some third-party company? There’s a new home mortgage program that’s just hit the market and could help make that happen. And since it’s long-term mortgage money, the interest rates are similar to those on a regular home loan — currently in the mid to upper 3 percent range if you’ve got good credit.
Equally important, you end up pocketing the generous 30 percent federal investment tax credit that’s available for owners who install solar panels, unlike when you lease them. Plus you can add demonstrable equity value to your home, save on utility bills, and avoid the hassles and potential buyer objections to taking over your payments on leased panels when you sell your home.
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